Terms of Service
Effective Date: January 1st, 2025
Welcome to American Savings Plans (“we,” “us,” or “our”). By accessing or using our website [insert domain] (the “Site”), you agree to comply with and be bound by the following Terms of Service (“Terms”). Please read them carefully before using our services.
1. Services Provided
American Savings Plans is a referral service that connects users with insurance providers, brokers, or agencies. We are not an insurance company, agent, or broker and do not provide insurance quotes directly. Instead, we facilitate connections between interested consumers and licensed insurance professionals who may offer relevant insurance options.
2. No Guarantee of Quotes or Coverage
Submission of information through our Site does not guarantee that you will receive quotes or coverage. Insurance products and rates are subject to provider availability, your eligibility, underwriting criteria, and applicable laws. We do not endorse or recommend any specific insurance provider or product.
3. User Information and Privacy
By using our Site and submitting your information, you consent to being contacted by our partners, including licensed agents and third-party marketers, via telephone, email, text message, or prerecorded calls—even if your number is on a Do Not Call list. Your use of the Site is also governed by our [Privacy Policy], which outlines how your data is collected, used, and shared.
4. Third-Party Relationships
We may share your information with third parties to provide the services described. We do not control and are not responsible for the practices, policies, or content of these third parties. Any transactions or communications you have with them are solely between you and the third party.
5. No Professional Advice
Information provided on this Site is for general informational purposes only and does not constitute professional advice. Please consult a licensed insurance provider or other professional before making any financial or insurance decisions.
6. Site Use Restrictions
You agree to use the Site only for lawful purposes. You are prohibited from:
- Submitting false or misleading information
- Using any automated means to access the Site
- Attempting to interfere with the proper functioning of the Site
- Engaging in any fraudulent or harmful activity
7. Disclaimer of Warranties
The Site and services are provided “as is” and “as available” without warranties of any kind, either express or implied. We disclaim all warranties including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
8. Limitation of Liability
To the fullest extent permitted by law, American Savings Plans shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or the services, including but not limited to errors or delays in information transmission, system failures, or unauthorized access.
9. Changes to Terms
We reserve the right to update these Terms at any time without prior notice. Your continued use of the Site following changes means you accept those changes. Please review this page periodically.
10. Governing Law
These Terms shall be governed and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law provisions.
11. Contact Us
If you have questions about these Terms, please contact us at:
e insurance life
contact@einsurance.life
