CCPA Privacy Notice

Effective Date: 1st January, 2025

This California Consumer Privacy Act (CCPA) Privacy Notice applies to residents of California and provides details about your rights regarding the personal information we collect and how we use it. If you are a California resident, this page explains your rights under the CCPA and how to exercise them.

1. Information We Collect

In the past 12 months, we may have collected the following categories of personal information:

• Identifiers (such as name, email address, phone number, and ZIP code)
• Personal information categories listed in the California Customer Records statute (such as demographic information)
• Commercial information (such as products or services you have shown interest in)
• Internet or other electronic network activity information (such as browsing history, device information, and interactions with our website)
• Geolocation data (such as IP address and ZIP code)
• Inferences drawn from other personal information (such as consumer preferences)

We collect this information to provide our services, including connecting you with third-party insurance providers, improving user experience, and complying with legal requirements.

2. Use of Personal Information

We use the personal information we collect for the following purposes:

• To connect consumers with insurance providers or brokers.
• To improve our website and services.
• To communicate with you regarding the services or offers we provide.
• To comply with legal obligations, including the California Consumer Privacy Act (CCPA), and prevent fraud.

3. Sharing Personal Information

We may share your personal information with third parties, including:

• Insurance providers and brokers to fulfill your request for quotes or services.
• Service providers who assist us in operating our business and delivering services.
• Regulatory authorities or third parties if required by law.

We do not sell your personal information to third parties.

4. Your CCPA Rights

As a California resident, you have the following rights under the CCPA:

Right to Know

You have the right to request information about the personal data we have collected about you in the past 12 months, including the categories of information, the sources from which the information was collected, the business purposes for which it was used, and the third parties with whom we shared the information.

Right to Delete

You have the right to request the deletion of your personal information, subject to certain exceptions.

Right to Opt-Out

You have the right to opt out of the sale of your personal information. We do not sell your personal information to third parties.

Right to Non-Discrimination

We will not discriminate against you for exercising your rights under the CCPA. You will not be denied services or charged different prices for exercising your rights.

5. How to Exercise Your CCPA Rights

To exercise your rights under the CCPA, you can:

• Request Access: Email us at [Insert Contact Email] or call [Insert Phone Number] to request information about the personal data we have collected about you.
• Request Deletion: Email us at [Insert Contact Email] or call [Insert Phone Number] to request deletion of your personal information.

We may need to verify your identity before processing your request, and we will respond within 45 days of receiving your request.

6. California Shine the Light Law

Under California’s Shine the Light law, residents of California may request a list of third parties with whom we have shared personal information for direct marketing purposes. To make such a request, please contact us at [Insert Contact Email].

7. Changes to This Privacy Notice

We reserve the right to update this CCPA Privacy Notice from time to time. Any changes will be posted on this page, and the revised notice will be effective immediately upon posting.

8. Contact Us

If you have any questions or concerns about your rights under the CCPA or this Privacy Notice, please contact us at:

Email: support@einsurance.life